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我们的进展
The 种族权益 Commitment’s 2023 progress continued to be driven by our affordable housing commitments, where we invested and financed billions of dollars to help preserve and create affordable rental housing.
To learn more about our progress, see our 2023年ESG报告.
Expanding Programs for 住房
We have increased access to credit through a wide array of products and programs to help homeowners achieve maintainable homeownership, including by expanding our 追逐 Homebuyer Grant up to $7,部分地区500人. 另外, 大约1,400 lending advisors serve all customers, including customers in low-and-moderate income communities.
Increasing our Original Commitment
After meeting our $400 million commitment toward Low Income 住房 Tax Credit investments, we have increased our 种族权益 Commitment to include an incremental $400 million annually, totaling $2 billion over five years in investments towards the construction and rehabilitation of affordable rental housing.
Increase Funding for Affordable 住房
We're increasing funding for the construction and rehabilitation of affordable housing for low- and moderate-income households by $2 billion, and have committed $500 million in affordable housing preservation funds.
Invest in Vital Community Institutions and Services
We’re providing over $300 million in additional financing to Community Development Financial Institutions (CDFIs) to support communities that lack access to traditional financing, as well as an additional $100 million in New Markets Tax Credits (NMTC) financing annually until 2025 with a focus on minority communities.
Structural barriers in the U.S. have created profound racial inequalities in homeownership among Black, Hispanic and Latino households. We've enhanced our products, expanded our presence and hired new community home lending advisors to help advance sustainable and affordable homeownership. We’ll continue partnering with the private and public sectors – at the federal, state and local levels – to help close the racial wealth gap and ensure every community in the U.S. has the opportunity to thrive.
Mark O’Donovan, CEO of Home Lending and Executive Sponsor of the 种族权益 Commitment
消息灵通
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